CHIP Facts

CHIP Facts

The CHIP Works pages reflect the 2015 campaign and are not currently being updated.

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CHIP is a health plan that works for working families who earn too much to qualify for Medicaid but too little to pay for health insurance on the open market. Currently, families in Colorado who make just over $58,000 a year for a family of four can receive help through the program. Enrolled families are required to pay a small annual membership fee and nominal co-pays for services based on their annual income. CHIP covers children and pregnant mothers.

Created by Congress in 1997, CHIP has consistently earned broad, universal support. Colorado state lawmakers authorized the program, known here as Child Health Plan Plus, in 1998. The successful private-public initiative gives states flexibility to design health plans that respond to their children’s needs. CHIP is particularly important to children with chronic health problems like asthma or diabetes, because it ensures their access to prescriptions and treatments their families would not otherwise be able to afford.

CHIP by the Numbers

  • Under current law, federal funding for CHIP will end on September 30, 2015.
  • In Colorado, nearly 60,000 children and 900 pregnant women receive high quality healthcare coverage through CHIP.
  • Nationwide, CHIP has helped to cut the number of uninsured children by half.
  • In Colorado, where child poverty has increased over the last decade, the number of uninsured children has plummeted from 14 percent in 2004-2006 to 9 percent in 2012-2013.

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